Latest Blog
Negative Gearing Explained – How It Works and Why Investors Use It
16 January 2025
Negative gearing is a common investment strategy in Australia, particularly in real estate. Here’s a quick guide to understanding how it works and why investors opt for it. What is Negative Gearing? Negative gearing occurs when the costs of owning and managing an investment property exceed the rental income it
Read moreDecisions decisions… Fixed-rate vs variable home loan rate
16 January 2025
Amid growing expectations of rate cuts in 2025, sticking with a variable home loan rate can seem like a no-brainer. But not so fast. Locking in your home loan rate can also have upsides, including the potential for a lower rate right now. Home loans come in all shapes and
Read moreHouse, apartment or townhouse? The pros and cons of each
9 January 2025
There’s much more to property in Australia than just houses or units. And if you’re in the market for a home or investment property, it helps to know your townhouses from terrace homes so that you can choose a place that’s suited to your goals and needs. Australians are blessed
Read moreThe Truth About Deposit Size
9 January 2025
Many homebuyers believe that a 20% deposit is necessary to secure a home loan, but this isn’t always the case. While a larger deposit has its benefits, such as lower monthly repayments and avoiding Lenders Mortgage Insurance (LMI), it’s not a strict requirement. Smaller Deposits: A Viable Option Lenders now
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