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What are the other costs associated with taking out a mortgage

13 February 2024

Taking out a mortgage involves more than just borrowing a specific amount of money. There are several additional costs that borrowers often overlook but need to consider before venturing into homeownership. Down Payment: A down payment is a substantial upfront payment made to secure the loan. It is usually a

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When will the next RBA cash rate call be made?

8 February 2024

Happy days! The Reserve Bank kept rates steady in February. But a shake-up in the number of times our central bank meets each year is raising questions about how long the rate pause will last. Here’s what we could expect. It seems fitting that in a month known for Valentine’s

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Refinancing your home could open up unexpected equity

6 February 2024

Refinancing your home can be a wise financial decision that not only helps you save on monthly mortgage payments but also has the potential to increase the equity in your home. Equity refers to the value of your home minus the amount you owe on your mortgage. One way refinancing

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4 tips for self-employed home loan applications

1 February 2024

Applying for a mortgage when you’re self-employed may have you jumping through more hoops. But it needn’t deter you from getting into the property market. Here are 4 tips to help you apply for a mortgage like a boss. Being your own boss sure has its advantages: the flexibility of

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