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Tips on getting a parental guarantee for your mortgage
20 February 2024
Getting a parental guarantee for a home loan can be a great solution for those who are struggling to secure a mortgage on their own. It essentially involves a parent or close relative acting as a guarantor, promising to repay the loan if the borrower defaults. This can increase your
Read moreThey’re back! Why property investors account for one-in-three new home loans
15 February 2024
Lending to property investors is soaring once again. We lift the lid on what’s driving investor interest – and what it could mean for the property market throughout 2024. It looks like property investors are back … and in a big way. The latest ABS figures
Read moreWhat are the other costs associated with taking out a mortgage
13 February 2024
Taking out a mortgage involves more than just borrowing a specific amount of money. There are several additional costs that borrowers often overlook but need to consider before venturing into homeownership. Down Payment: A down payment is a substantial upfront payment made to secure the loan. It is usually a
Read moreWhen will the next RBA cash rate call be made?
8 February 2024
Happy days! The Reserve Bank kept rates steady in February. But a shake-up in the number of times our central bank meets each year is raising questions about how long the rate pause will last. Here’s what we could expect. It seems fitting that in a month known for Valentine’s
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