Latest Blog
Myth buster: do weekly repayments pay off an offset loan faster?
1 May 2025
There’s a common misconception around offset account home loans that making loan repayments more frequently helps to pay off the balance much sooner. We bust that myth and reveal the real secret to harnessing the power of your offset account. You may have heard that making repayments
Read moreUnderstanding the Difference Between Cash Rate and Interest Rates
30 April 2025
When following financial news or reviewing your home loan, you’ll frequently encounter two key terms: the cash rate and interest rates. While interconnected, these rates play distinct roles in Australia’s financial system. Understanding their differences helps explain why your mortgage repayments might change even when the official rate stays steady. The Role of
Read moreCould US tariffs be good news for Aussie home owners?
24 April 2025
Tariff-triggered cuts to interest rates could be just around the corner, with Australian borrowers the likely winners if they come to fruition.
Read moreWhy a Good Credit Score Matters
23 April 2025
Your credit score plays a crucial role in securing a home loan, influencing both your approval chances and the interest rate you’ll pay. This three-digit number, typically ranging from 0 to 1000 in Australia, gives lenders insight into your financial reliability. A strong score of 700 or above can open
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