Latest Blog

Fixed mortgage rates set to rise in coming months: experts

22 April 2021

According to ANZ Bank, property prices are expected to rise by 17% in 2021 and mortgage rates are also set to increase much sooner than expected. The Reserve Bank has clarified that the official cash rate isn’t likely to increase for a few years, but experts believe that fixed mortgage

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When is a Good Time to Review Your Mortgage?

15 April 2021

When was the last time you reviewed your mortgage?   Shopping around can help you increase your savings or shorten your mortgage term, and you can even consider switching between a fixed or variable rate depending on what the lenders are offering you.   Although you should look to review

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How long do you have to snap up a property in the current market?

15 April 2021

You open up the real estate app on your phone, scroll through a few listings, and then there it is: the home of your dreams, ‘added 1 hour ago’. So just how long do you typically have to act in this hot market? Well, let’s just say it definitely helps to have spoken to us about pre-approval if you’re actively house-hunting right now.

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COVID-19 repayment amnesty over: how to avoid a bad credit rating

8 April 2021

The COVID-19 loan deferral program and credit reporting amnesty is now over, which means banks will report any late repayments on mortgage or small business loans to credit agencies unless you’ve entered into a hardship arrangement. If you think you might be financially impacted by the end of JobKeeper, then check out our latest article on how to avoid late repayments being recorded up on your credit file.

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