Having been in the Mortgage and Finance Industry since 2004, Aqua Home Loans Director, Martyn Williams, offers a wealth of experience in both the Australian and UK property markets.
Having been in the Mortgage and Finance Industry since 2004, Martyn offers a wealth of experience in both the Australian and UK property markets. When first arriving in Australia he started working for Mortgage Choice to get a taste for the Australian mortgage system and a real feel for the Sydney property market. With that introduction behind him, he wanted to specialise with his clients on the Northern Beaches and surrounding areas and so Aqua Home Loans was born.
Aqua coming from the latin ‘Water’ is meant to symbolise the pure and transparent approach to the way Aqua Home Loans operates, always making sure the client is getting the most competitive products available.
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We like to DIY everything as much as possible, and buying a house was going to be no exception. We had already started to contact banks ourselves when our solicitor (Steve!) suggested we use a mortgage broker and to contact you. I have to say, this has been the best decision of this whole process. You have made it so easy for us, doing all the hard yards behind the scene, while we just had to sign the paperwork!
You were so encouraging, and felt like our own personal cheer squad when we signed things correctly! Your communication was absolutely top-notch and you kept us up to date on every bit of the process, big or small, and even in a few instances you anticipated our next questions and had already emailed us an update! We felt like we were very comfortable passengers along for the easy ride and you were well in control.My big lesson out of this journey, and what I will tell anyone else looking to buy their first home, is to use a mortgage broker, and to get in touch with you!
My big lesson out of this journey, and what I will tell anyone else looking to buy their first home, is to use a mortgage broker, and to get in touch with you!
Thanks again for all your help, this process would not have been easy without you.
L & A
Martyn was amazing through the whole process, he kept me updated with everything. Although my specific case was a difficult one, he got it all sorted and with a great interest rate on both loans. Thanks very much Martyn. I will be referring all of my friends that are in the market for refinancing their loans.
We are so happy we found you!!! I can’t believe how easy and stress-free the whole process was on our end. You talked us through each stage and promptly responded to any questions we had. We can’t thank you enough!! My brother needed financial assistance and again, you were there to the rescue. We’re recommending your services to everyone!
L & M
Did you know that over 50% of all loans written in Australia are provided through mortgage brokers? This can be quite a surprising statistic, however once you understand the service a mortgage broker provides, it’s perhaps more surprising that the percentage isn’t higher! So, what exactly does a mortgage broker do?
Understanding your current financial situation is the most important step in the lending process. In order to do so, it’s important that the right questions are asked early on so that the application process is a smooth and timely as possible. It is also vital in ensuring you don’t overreach yourself by borrowing too much, and placing undue stress upon yourself and your finances.
With access to over 50 lenders, we select from hundreds of different loan options to find you those that are ideal for your situation. Not only does this save you the time and effort of approaching the lenders yourself, but you can take comfort in the fact that we know what to look for when speaking to the lenders.
Once a loan has been selected, we begin the application process while you sit back and relax. We ensure it is as smooth as possible by undertaking the majority of paperwork ourselves. We liaise with you to compile the necessary documentation, before packaging it up and sending it through to the lender. Once approved, we will see it all the way through to settlement and beyond!
This may seem like a trick, but it’s not. Our service is completely free to the customer. In fact, it is the lenders who pay us through commission, as a mortgage broker saves them from having to market their loan product themselves. It’s a win-win situation.
If you’d like to know more about how we can help freshen up your finances and provide you with a tailor made solution to suit your needs, please contact us today. We will explain what we can offer you and how we can help you with your loan.
Our team will help you search, choose and settle your loan. Chat to one of our loan specialists at a time that suits you.
0478 417 425