Latest Blog

Plot twist: home owners keep repayments on hold as rates fall

29 May 2025

Despite two much-awaited rate cuts this year, plenty of Australian households are keeping their mortgage repayments on hold – and it could see them save in long-term interest costs. 2025 is shaping up to be a much better year for borrowers than 2024! Already, we’ve chalked up two rate cuts,

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Navigating Mortgage Repayment Deferrals

22 May 2025

Before diving into the specifics of deferring mortgage repayments, it’s essential to grasp what a payment deferral means – a mortgage payment deferral allows you to postpone overdue or missed payments by moving them to the end of your loan term. This option enables you to maintain your current

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RBA cuts the cash rate for the second time this year to 3.85%

20 May 2025

Australian borrowers have received another reprieve with the Reserve Bank of Australia (RBA) today cutting the cash rate by 25 basis points to 3.85%. How much could this decrease your monthly mortgage repayments? This is the second cash rate cut in 2025, as the RBA attempts to ease cost-of-living pressures

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Fact or fiction: do property values double every 10 years?

15 May 2025

It’s a common belief that real estate values double every decade. But is this true? New research reveals how much home values have increased over the past ten years. It’s no surprise that something as big as Australia’s $11 trillion housing market has generated its fair share of myths and

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