Latest Blog

What are the chances of another rate cut this year?

9 October 2025

The Reserve Bank has the cash rate in a holding pattern, and several of the big banks have scaled back their predictions of another cash rate cut in 2025. Here’s what it could mean for your home loan. It looks like the rate cut party may have come to an

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What Is Capital Gains Tax (CGT) and What Does It Apply To?

8 October 2025

Understanding CGT in Australia Capital Gains Tax (CGT) is the tax you pay on the profit made when you sell certain assets. It’s not a separate tax — it’s part of your income tax. CGT applies to: Investment properties Shares and managed funds Cryptocurrency Business assets For example, if you buy shares

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Separating? Understand your home loan options

2 October 2025

Nicole Kidman and Keith Urban are making headlines, having reportedly called time on their 19-year marriage. If you’re also facing a relationship break-up, it’s important to know where you stand on practical issues, such as how to hold onto the family home, if that’s your goal. While Keith and Nicole

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Why It’s Not All About the Interest Rate: Features That Matter

1 October 2025

Looking Beyond the Numbers Yes, the interest rate is important — but it’s not the whole story. When comparing home loans, savvy borrowers look at the features that can save money and offer flexibility over the life of the loan. Here are six features to consider: Offset Account Reduces the interest

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