Latest Blog
Understanding the Difference Between Cash Rate and Interest Rates
30 April 2025
When following financial news or reviewing your home loan, you’ll frequently encounter two key terms: the cash rate and interest rates. While interconnected, these rates play distinct roles in Australia’s financial system. Understanding their differences helps explain why your mortgage repayments might change even when the official rate stays steady. The Role of
Read moreCould US tariffs be good news for Aussie home owners?
24 April 2025
Tariff-triggered cuts to interest rates could be just around the corner, with Australian borrowers the likely winners if they come to fruition.
Read moreWhy a Good Credit Score Matters
23 April 2025
Your credit score plays a crucial role in securing a home loan, influencing both your approval chances and the interest rate you’ll pay. This three-digit number, typically ranging from 0 to 1000 in Australia, gives lenders insight into your financial reliability. A strong score of 700 or above can open
Read moreElection 2025: what’s on offer for first home buyers?
17 April 2025
Australians will head to the polls on May 3, and with housing affordability shaping up as a key election issue, we unpack how the two major parties are pledging to help first home buyers.
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